Some information copy from scamalert.sg 一些信息来自scamalert.sg
New approach to avoid scams for Singaporeans 避免新加坡人被骗的新方案
Tourism and investment traps example 旅游与投资陷阱例子
Indonesian scams
印尼骗局
Sexual intercourse scam 性交骗局
They unite friends and family to approach you, and then make up various lies, provide identification, bring out their kids to win your sympathy, and even have sex with you to gain your trust. When they succeed scam your money, they will run away without a trace. When you find them, they will again combine friends and family to threaten you or kill you.
Not only women but also can be men, you cannot imagine how cheap they are.
她们团结亲朋好友与您接洽，然后编造各种谎言，提供身份证明，带着孩子博取同情，甚至与您发生性关系以赢得您的信任。当他们成功骗到钱后，她们将逃之夭夭，当您找到她们时，它们又会联合朋友和家人威胁您或杀死您。
她们不止是女性也可能是男性。你很难想象她们有多贱。
Batam scam group 巴淡岛诈骗集团 Grup penipuan Batam
Other scams in Indonesia example 印度尼西亚的其他诈骗手段例子
Impersonation Scams
假冒骗局
Tech support scams 技术援助骗局
This is another common online scam and you need to pay extra careful. Next time your smartphone rings and you don’t know the number, please think twice before answering. Maybe it’s not your friend at the other end, but a liar!
Today, online technical assistance is very common and widespread. The scammer will pretend to be a technician from a telecommunications company or a computer company, falsely claim that your computer or network is faulty and needs repairs, and then request access to your computer, stealing information without your knowledge.
Victims can also receive a call from someone claiming that their computer needs a security or software upgrade. To get the upgrade, victims must give their software user account ID and password to the caller. Sometimes, victims are asked to type several commands onto their computer, after which their computer system falls under someone else’s control. Alternatively, victims might be asked to purchase additional software online. When they do, the scammers take their credit card or bank account details for their own fraudulent use.
这是另一种常见的在线骗局，您需要格外小心。下次您的智能手机响铃并且您不知道该号码时，请三思而后再接听。也许不是对方的朋友，而是骗子！
如今，在线技术援助已经非常普遍和广泛。诈骗者将假装为电信公司或计算机公司的技术人员，声称您的计算机或网络有故障，需要维修，然后请求访问您的计算机，从而在您不知情的情况下窃取信息。
受害者还可能收到某人的电话，称他们的计算机需要安全性或软件升级。要获得升级，受害者必须向呼叫者提供其软件用户帐号和密码。有时也会要求受害者在计算机上输入几条命令，然后他们的计算机系统将由他人控制。或者，可能会要求受害者在线购买其他软件。当他们这样做时，诈骗者会将其信用卡或银行帐户详细信息用于其他欺诈用途。
China officials impersonation scams 中国公安冒充骗局
These scams are well known, but people still fall for them. This may be because scammers will call and threaten you that you are breaking the law for a crime you don’t know about. Often, they will say you have an outstanding subpoena, your name is involved in a money laundering crime, or even an order to appear in court.
It’s important to note, however, that the police say they will not call criminals about any outstanding citations or crimes you “commit”. They also warned the public not to be deceived.
这些骗局已经广为人知，但是，人们仍然为它们而堕落。 这可能是因为诈骗者会打电话威胁你，说你因为你不知道的罪行而触犯了法律。 通常，他们会说你有未付的传票，你的名字涉及洗钱犯罪，甚至有出庭的命令。
然而，重要的是要注意，警方表示他们不会就您“犯下”的任何未付传票或犯罪行为给罪犯打电话。 他们还警告公众不要上当受骗。
China officials impersonation scams example 中国公安冒充骗局例子
Impersonating the Ministry of Health Scam 冒充卫生部骗局
During the epidemic prevention and control period, people were panicked, and the fraud group was not idle. They waited for the opportunity, attempted to commit fraud under the guise of nucleic acid testing, vaccination, etc., and collected illicit wealth in the name of epidemic prevention and control. Please note that registration for the COVID-19 vaccine can only be done through www.vaccine.gov.sg. The public is advised to check the Ministry of Health website www.moh.gov.sg/covid-19/vaccination for information on Singapore’s COVID-19 vaccination programme. Be sure to verify the authenticity of the description before providing any personal or financial information. You can also call the Ministry of Health hotline on 1800 333 9999 if you have any questions. Thank you.
疫情防控期间，造成人心惶惶，诈骗集团也没有闲着。他们伺机而动，企图打着核酸检测、疫苗接种等幌子实施诈骗，借疫情防治之名敛不法之财。请注意，注册 COVID-19 疫苗只能通过 www.vaccine.gov.sg 进行。建议公众查看卫生部网站 www.moh.gov.sg/covid-19/vaccination 以获取有关新加坡 COVID-19 疫苗接种计划的信息。在提供任何个人或财务信息之前，请务必验证说明的真实性。如果您有任何疑问，也可以拨打卫生部热线 1800 333 9999。谢谢你。
Impersonating the Ministry of Health Scam example 冒充卫生部骗局例子
Impersonating Police Scam 冒充警察骗局
Scammers will appear on Telephone, WhatsApp, Telegram and Facebook apps impersonates as police officers.
Users will receive text messages/calls from accounts using police officer profile picture. Recruit people or claim that you are involved in a crime.
Citizens who receive such text messages/calls should take the following crime prevention measures:
• Ignore the description. Do not associate with scammers; and
• Never reveal your personal or banking details and one-time passwords (OTPs) to anyone.
If you have information related to this type of scam, please call the police hotline at 1800-255-0000 or submit it online at www.police.gov.sg/iwitness.
诈骗者会冒充警察出现在 Telephone、WhatsApp、Telegram 和 Facebook 应用程序上。
用户将收到来自使用警官头像的帐户的短信/电话。招募人员或声称您参与犯罪。
收到此类短信/电话的市民应采取以下预防犯罪措施：
• 忽略说明。不要与骗子交往；和
• 切勿向任何人透露您的个人或银行详细信息以及一次性密码 (OTP)。
如果您有与此类诈骗有关的信息，请致电警方热线 1800-255-0000，或通过 www.police.gov.sg/iwitness 在线提交。
Impersonating Police Scam example 冒充警察骗局例子
Impersonating the Courts, ICA and other government departments Scam 冒充法院、移民与关卡局和其他政府部门骗局
Fraudsters exploit people’s fear of law enforcement officers and also impersonate other government departments such as police departments and courts to deceive. Usually, you need to pay the settlement fee online. Keep in mind that Singapore government departments will not ask you to pay fines without a notification letter.
欺诈者利用人们对执法人员的恐惧，还冒充警察部门和法院等其他政府部门进行欺骗。 通常，您需要在线支付结算费用。 请记住，新加坡政府部门不会要求您在没有通知信的情况下支付罚款。
Impersonating the Courts and other government departments Scam example 冒充法院和其他政府部门骗局例子
Impersonating artist, couriers, banks and other commercial organizations Scam 冒充艺人，快递、银行等其他商业组织骗局
Scam groups will also pretend to be couriers, banks and other commercial organizations to scam. They will lie that you have a package to receive and ask for an extra charge, or there is a problem with your bank account.
诈骗集团还会冒充快递、银行等其他商业组织进行诈骗。他们会谎称您有包裹需要接收并要求额外收费，或者谎称您的银行帐户出现问道。
Impersonating couriers, banks and other commercial organizations Scam example 冒充快递、银行等其他商业组织骗局例子
OTP scams 一次性密码骗局
This type of scam begins when a stranger suddenly sends a message to the victim, asking them to send a one-time password (OTP) mistakenly sent to their phone. They will say they entered the wrong number and are waiting for the PIN to complete the transaction. However, you should never, never give your OTP to anyone!
If you get any suspicious messages, you should block the contact. It is highly recommended to check your own bank account in case any transactions have been made without your knowledge.
这种类型的骗局始于一个陌生人突然向受害者发送信息，要求其发送错误发送到他们手机的一次性密码 (OTP)。 他们会说他们输入了错误的号码，正在等待密码完成交易。 但是，您永远不应该，永远不要将您的 OTP 提供给任何人！
如果您收到任何可疑消息，则应阻止该联系人。 强烈建议检查您自己的银行账户，以防在您不知情的情况下进行了任何交易。
Job Scams 招聘骗局
These scams often involve online job ads seeking would-be male social escorts. Victims who respond are told they would be introduced to wealthy female clients, but only after they pay a registration fee. After payment, the scammers ask victims for other fees such as for insurance and membership before disappearing with the money.
In another variation of the job scam, scammers place online job ads for assistant purchasers, stock takers or participants for a system trial on popular classified websites like Gumtree. Participants are asked to reveal personal details like their names, IC numbers, phone numbers, phone security codes and one-time passwords (OTP). Information like this allows scammers to access your mobile phone lines to purchase online credits.
In the latest variant, scammers will offer jobs that require applicants to do the following in return for a small commission:
a) Processing fund transfers by receiving money into their personal bank accounts and then transferring the money out through online banking or money transfer services such as Western Union or MoneyGram
b) Open bank accounts using their names for a business, or
c) Receive a donation into their personal bank accounts and assist to deposit the money into a crypto kiosk.
招聘骗局
这些骗局经常涉及在线招聘广告，以寻找男性社交伴侣。被害人被告知，她们将被介绍给有钱的女性顾客，但前提是她们要支付注册费。付款后，诈骗者会向受害者要求其他费用，例如保险费和会员费，然后才消失。
在招聘骗局的另一种变体中，诈骗者在Gumtree等受欢迎的机密网站上为助理购买者，股票持有人或参与者提供在线工作广告，以进行系统试用。要求参与者透露个人详细信息，例如其姓名，身份证号码，电话号码，电话安全代码和一次性密码（OTP）。此类信息使诈骗者可以访问您的手机线路以购买在线积分。
招聘骗局的最新演化，诈骗者将提供以下工作，以换取少量佣金：
a）通过将资金接收到他们的个人银行帐户中，然后通过在线银行或Western Western或MoneyGram等汇款服务转出资金来处理资金转帐
b）使用公司名称开设银行帐户，或
c）接受捐款到他们的个人银行帐户，并协助将钱存入加密货币亭。
E-commerce scams 网购骗局
With Internet now you can shop without going out, In Lazada, Taobao, Shopee, ezbuy, Carousell, Qoo10 and even FB, WeChat can conduct buying and selling transactions.
Scammers have also caught up with this trend and took advantage of this opportunity!
Scammers often describe their products, gadget, amusement park or concert tickets in an exaggerated way, and then grasp the people’s greed, generate various discounts, and mark what they sell. A very low and low price, attracting unsuspecting online shoppers.
After the transaction money is transferred, deceived online shoppers will be blocked, and finally there will be no money, and no goods in the end.
One of the most common platforms where scammers operate is Carousell. because people are very willing to use cash transactions on the platform, many people begin to abuse this trust to defraud people’s cash.
Before you spend money to buy products online, please check the seller’s reviews and past transactions to ensure that the seller is legitimate, never pay up until you’ve seen and inspected the item.
If a Carousell seller insists you to transfer money to him before receiving an item, be suspicious, If the Carousell seller insists that you pay additional fees such as GST, please consider certification. If the item is expensive, stick to the on-site transaction. Insist on meeting up if the item is expensive.
For security, you might even want to use Caroupay, the in-app feature that holds your payment until the transaction is done and both parties are satisfied.
Some Carousell scammers also require you to send them an IC picture before completing the transaction. Never do this, because the information on your IC can be used for identity theft.
有了互联网，您无需出门就能购物，在Lazada，淘宝，Shopee，ezbuy，Carousell，Qoo10甚至脸书，微信都可以进行买卖交易。骗子也赶上了这一趋势，并抓住了这个机会！诈骗者通常会夸张地描述他们的产品，小工具，游乐园或音乐会门票，然后掌握人们的贪婪和爱廉价心态，产生各种折扣，并标明他们的销售。极低的价格，吸引了毫无戒心的在线购物者。交易资金被转移后，已经被愚弄的在线购物者将被封锁，最终落到没钱又没商品。
骗子最常使用的平台之一就是Carousell。由于人们非常愿意在平台上使用现金交易，因此许多人开始滥用这种信任，以骗取人们的现金。
您在线上花钱购买商品之前，请先检查卖家的评论和过往交易，以确保卖家是合法的，直到您查看并检查该商品后才付款。
如果Carousell卖方坚持要您在收货之前将钱转给他，请多加怀疑，如果Carousell卖方坚持要您支付GST之类的额外费用，请认证考虑。如果物品很贵，请坚持现场交易。
为了安全起见，您甚至可能想使用Caroupay，这是应用内的附加功能，可保留您的付款，直到交易完成并且双方都满意为止。
一些Carousell诈骗者还要求您在完成交易之前向他们发送一张身份证图片。千万不要这样做，因为您身份证上的信息可用于身份盗用。
E-commerce scams example 网购骗局例子
eBay scam 贝宝电邮骗局
Scammers prey on sellers on online auction sites like Ebay and Carousell. They might agree to buy an item from the seller and make payment through PayPal. They then send the victim an email that looks like it had come from PayPal stating that the money has been sent. The seller is asked to provide shipment details or pay an admin fee before the payment can be released. Under the impression that it is a legitimate instruction from PayPal, the seller mails the item to the scammer.
不法之徒通过eBay、Carousell等网络拍卖平台联络卖家，并同意通过“贝宝”付费购买货品。卖家之后会收到看似由“贝宝”发出的电邮，声称款项已付清，而卖家必须提供运输详情，或交付一笔手续费以收取款项。卖家误以为这是来自“贝宝”的官方电邮，于是将货品发给骗子。
Investment scams 投资骗局
You’re probably heard of the gold buyback scams, which rear their ugly heads in Singapore every few years to fleece investors of their hard-earned cash.
Well, cryptocurrency scammers are using the same tactics by promising huge returns. These scams have investors throwing in their money into what they think is an investment, and later finding themselves unable to get it back when the payouts mysteriously stop.
Some victims receive messages from a stranger who claimed to be a stockbroker, an employee of a bank or financial company on a social media platform (such as Facebook, WeChat or LINE), Responding to these messages leaves you vulnerable to an Investment Scam where fraudsters ask for personal details like NRIC and passport numbers, supposedly for an investment form. Scammers then ask victims to transfer money to banks in overseas, pay administrative fees, security fees and taxes in order to receive the profits and returns.
Victims may receive phone calls from people claiming to be from the overseas Monetary Authority, asking for a deposit before profits can be released to them.
Due to credulity, the victim’s fell into a trap of real estate or business investment in overseas.
Remember: Most people from social media who need your personal particulars are scammers. Avoid being scammed by using some common sense and learning to invest on your own (such as through the MoneySmart blog!). Understand how to grow your own money so you don’t get cheated by someone purporting to grow it for you.
Invest in overseas, unless you can visit the site in person and follow up. Otherwise eliminate this idea and let locate investment companies or real estate companies to do the jobs.
您可能听说过黄金回购骗局，这些骗局每隔几年就会在新加坡重复，以骗取投资者来之不易的现金。
加密货币骗子通过承诺巨大的回报而使用了相同的策略。这些骗局使投资者将钱投入他们认为是投资的东西，后来发现当支出神秘地停止时，自己也无法收回投资。
一些受害者从陌生人那里收到消息，该陌生人声称自己是股票经纪人，社交媒体平台（例如Facebook，WeChat或LINE）上的银行或金融公司的雇员，对这些消息的回复使您容易受到欺诈者的攻击。要求提供个人详细信息，例如身份证和护照号码，应该是一份投资表格。诈骗者然后要求受害者将钱转移到海外的银行，支付管理费，安全费和税金，以获取利润和回报。
受害人可能会接到声称来自海外金融管理局的人打来的电话，要求他们存款，然后才能向他们释放利润。
由于轻信，受害人陷入了海外房地产或商业投资的陷阱。
切记：社交媒体中大多数需要您的个人信息的人都是骗子。通过使用一些常识并学会自己进行投资（例如通过MoneySmart！），避免被骗。了解如何自己动手赚钱，这样您就不会被谋取钱财的人所欺骗。
除非您可以亲自跟进，否则请消除投资海外的想法。还是让投资公司或房地产公司来从事这些工作。
Investment scams example 投资骗局例子
Loan scams 借贷骗局
SMSs or WhatsApp messages are sent offering loans and loan services to random users. The scammers may claim to be staff from a licensed moneylender. Interested parties are instructed to transfer money as a deposit before the loan can be disbursed. After making the transfer, victims find that the scammers are no longer contactable. As part of these scams, the scammers may ask for personal information like NRIC and contact numbers, Singpass details and bank account numbers. When handed over, the information is used to harass or threaten victims for payment.
不法之徒通过随机发送的SMS或WhatsApp简讯推销借贷服务。骗子声称是合法借贷公司的职员，而贷款人需先交付订金以收取所需贷款。受害者在交付订金后发现骗子销声匿迹。骗子也可能通过借贷骗局索取身份证、电话号码、SingPass资料、银行户头资料等个人资料，其后利用这些资料骚扰或恐吓受害者以换取金钱。
Bank loan or credit card scams 银行贷款或信用卡骗局
It is easy to be fooled by “too good, untrue” bank quotes, which may guarantee large amounts of funds and have been pre-approved by the bank. If you offer such an incredible pre-approved loan, ask yourself, why me?
人们很容易被“太好了，不真实”的银行报价所骗，这些报价可能保证大量资金，并且已经被银行预先批准。如果提供了如此令人难以置信的预先批准的贷款，请问为什么找你。
Social media impersonation scams 社交媒体假冒骗局
Criminals illegally hacked into your Facebook/Line/whatsapp account and asked your friends in your Facebook/Line/whatsapp to buy iTunes or other stored value cards for them. They even ask for their personal information such as mobile numbers, WhatsApp verification code or internet banking details.
You may also receive a text message from a family or friend’s account asking you to help purchase a stored-value card or money help urgently.
Best to call them personally to verify.
Because it is very important to protecting privacy and online security, you should be extra careful when protecting your personal online accounts, just like protecting a bank or email account.
In terms of Facebook/Line/whatsapp security, these tips may help you stay away from these online frauds:
Do not accept friend requests from people you don’t know; Do not share passwords with others; Please use a two-factor authentication system when logging in; Avoid connecting to public and free Wi-Fi networks; Keep browsers and applications updated
To enhance your online privacy, I recommend that you read the complete guide on Facebook/Line/whatsapp security and privacy.
犯罪分子非法侵入您的脸书/ Line / whatsapp帐户，并要求您脸书/ Line / whatsapp中的朋友为他们购买iTunes或其他储值卡。甚至要求他们提供个人信息，例如手机号码，WhatsApp验证码或网上银行详细信息。您可能还会收到来自家人或朋友帐户的短信，要求您紧急购买储值卡或金钱帮助。最好亲自打电话跟他们验证。
由于保护在线隐私和安全非常重要，因此在保护个人在线帐户时应格外小心，就像保护银行或电子邮件帐户一样。
在脸书/ Line / whatsapp安全方面，这些提示可以帮助您远离这些在线欺诈行为：
不要接受您不认识的人的朋友请求；不要与他人共享密码；登录时请使用双重身份认证系统；避免连接到公共和免费的Wi-Fi网络；保持浏览器和应用程序更新
为了增强您的在线隐私，我建议您阅读有关脸书/ Line / whatsapp帐户安全和隐私的完整指南。
Social media impersonation scams example 社交媒体假冒骗局例子
Fake friend call scams 假朋友电话骗局
The rapid development of technology is beyond your imagination. Using software or other devices to imitate other people’s voices is no longer difficult! Scammer will call or voice message the victim and impersonate a friend / relative who has a close relationship with them. After a long discussion, he will pretend to be in a financial dilemma and ask the victim to help them. Or a friend of your family said that your family was involved in a car accident or something and asked for financial assistance.
In this case, you must repeatedly confirm the identity of the other party, ask the other party to speak their own name, and tell something about who he can verify. Of course, it is best to hang up the phone first, and then call him (or your family) to confirm again. Never transfer money to others without verification!
科技发展之快，分分钟超乎我们的想象。使用软件或其他设备模仿他人的声音不再困难！ 诈骗者会呼叫受害者或向受害者发出语音信息，并冒充与他们有密切关系的朋友/亲戚。 长篇大论之后，他将假装陷入财务困境，并要求受害者提供帮助。
在这种情况下，您必须反复确认对方的身份，要求对方说出自己的名字，并要求他证明身份。 当然，最好先挂断电话，然后再打电话给他（或你的家人）再次确认。 未经验证，切勿将钱转给陌生人！
Help scams 求助骗局
The most common are counterfeit beggar and drop wallet. Counterfeit beggars are very common especially in foreign countries. Some of them are also interrupted by criminal syndicates and forced to beg, please do not give money to them. This will encourage unhealthy trends. It is also illegal to beg in Singapore. There are also people pretending to have lost their wallets, asking for money to eat or taking bus home. Or other methods require financial assistance. Good intentions may be right, but many scammers using your good intentions to cheat.
Another help scam is a friend borrowing money from you, so remember that unless you don’t plan to get it back, you should never lend money to someone.
最常见的是假冒乞丐和掉钱包。假冒乞丐尤其是在外国非常普遍， 他们有些还被犯罪集团打断手脚，被逼行乞，千万不要给钱给乞丐， 这会助长歪风，在新加坡行乞也是犯法的。还有冒失鬼假装丢失钱包， 要求钱吃饭还是坐巴士回家。或者其他方法要求金钱援助。做好心可能是对的，但是当下很多人就利用你的好心进行咋骗。
另一个常见的求助骗局是朋友向您借钱，除非您不打算将钱取回，所以请记住，切勿将钱借给别人。
Love scams 爱情骗局
Due to the number of people looking for love online these days, love scams are on the rise. A love scammer typically targets a lonely person using a social network such as Facebook or a dating site such as Tinder. There are many example of someone was lucky enough to find her future husband / wife on a dating site, cause many people are eager to try.
However, not all scenes have a “happy ending” like this, and you need to be very careful because you never know who you can meet.
In the quiet of the night, a person will inevitably feel lonely. how nice is a person can talk to you? The scammer is aware of this, casts a net on the Internet, and once they found the target, they will be transformed into the ideal type of lover (usually “tall, rich and handsome” or “white, rich or beauty”), and then they play various tricks, and occupy each other’s atrium with sweet words. After victims put in true feelings, their real faces came out, either digging out all victims savings bit by bit, or shamelessly threatening blackmail with nude photos!
Such people may also appear in real life, they usually come from abroad, because after success scam, they can escape without a trace.
Remember: Love may be blind, but you must not let it blind your eyes.
由于近来在网上寻找爱情的人数众多，爱情骗局也呈上升趋势。诈骗者通常会使用社交网络（例如Facebook）或约会网站（例如Tinder）来锁定孤独的人。因为有很多人幸运地在约会网站上找到她未来的丈夫/妻子的例子。造成很多人跃跃欲试。
但是，并非所有场景都是“幸福结局”，并且您需要非常小心，因为您永远不知道可能遇到谁。
在夜晚的宁静中，一个人不可避免地会感到孤独。一个人可以和你说话多好？骗子意识到了这一点，在Internet上进行了撒网，一旦找到目标，他们就会转变为理想的情人类型（通常是“高大，富裕，英俊”或“白，富裕或美丽”），然后他们使出各种花样，用甜言蜜语占据对方的心房。受害者表达出真实的情感之后，他们的真实面孔就出来了，要么一点一点地挖掘所有受害者的积蓄，要么用裸照无耻地威胁勒索！
这样的人也可能出现在现实生活中，他们通常来自国外，因为成功骗局之后，他们可以逃脱无影无踪。
切记：爱情可能是盲目的，但决不能让爱情蒙蔽双眼。
Credit-for-sex-scams 信用性爱骗局
Another common one is the credit-for-sex scam. These scams typically target men on apps and social networks like WeChat and Tinder by offering sexual services. The non-existent prostitute agrees to meet up with the victim on condition that he first makes payment, often by buying Alipay Purchase Cards or iTunes gift cards.
These scammers target lonely hearts online, building rapport and forming a “relationship” with them over weeks and months. But it’s not as straightforward to avoid these scams as you can’t read reviews of people. All we can recommend is that you be very cautious of seemingly attractive people online.
另一常见的爱情骗局是信用性爱, 这些骗子通常会通过提供性服务，将目标锁定在微信和Tinder等应用和社交网络上的男性。 不存在的妓女同意与受害者见面，条件是受害者首先通过购买支付宝购买卡或iTunes礼品卡付款。
这些骗子在网上瞄准了孤独的人，在数周和数月的时间内与他们建立了融洽的关系并与他们建立了“关系”。 但是要避免这些骗局并不是像您阅读别人的评论那样简单明了。 我们的建议是，您对在线看似有吸引力的人要非常谨慎。
Love package scams 爱情包裹骗局
Someone showed love to the victim and said that he/she had sent a valuable gift to the victim. Soon after the victim received a call from an employee claiming to be a customs office or post office, stating that the victim had a package seized by the authorities and must pay a handling fee to retrieve. The victim did not suspect and remitted the money according to the instructions. But did not receive the package after some time, then found out been cheated.
有人向受害者示爱，表示寄了一份贵重的礼物给受害者，不久后受害者接到一个自称是关税局或者邮局人员的来电，指受害者有一个包裹被当局扣押，必须缴手续费才能取回。受害者不疑有他，根据指示汇款，但迟迟没有收到包裹，才惊觉上当。
Love package scams example 爱情包裹骗局例子
Macau scams 澳门骗局
It is an old trick, but the scammers keep using, because even if the tricks are repeated, many people still deceived. First, the scammer will speak to the victim as a “law enforcement officer” or “police officer”. Many people heard that they were “law enforcement officers” or “police officers”, the whole person panicked, and the scammers used various exaggerations to further deepen their concerns. “Money laundering”, “Arrest orders have been issued by the court”, etc., step by step impact the victim’s psychological defense. Then, when the victim is unable to think rationally because of the panic, the scammer will show his true face and ask the victim’s bank account to “assist” the investigation. In another variation, the caller might claim to be an employee or representative of bank or courier company. The caller might claim that your identity was used to send parcels containing fake passports or weapons, or to apply for overseas credit cards. They then refer you to another caller claiming to be a official, who will ask or even threaten you to give them personal information such as your passport or bank account number, internet banking credentials or One-Time Password (OTP). If it’s a phone call that is unsolicited and the caller sounds strange, just stay calm, hang up immediately and verify the information through official channels first. Remember that if you are involved in criminal activities, the police will come to the door with an arrest warrant to arrest you without calling in advance. Please even identify police at your doorstep. To be on the safe side, never answer a call from an unknown caller if it isn’t from a local number. All overseas calls now start with +, so you’ll instantly know if you’re receiving a call from abroad. Conversely, in order to avoid confusion, calls from Singaporean numbers no longer start with “+65”. You can also download ScamShield, a new mobile app developed by Singapore’s Government Technology Agency. The app filters scam calls and messages so you don’t have to waste precious time hanging up on scammers or deleting their texts from your phone. The app maintains a database of scam numbers and simply filters calls and SMSes from known scammers. It doesn’t collect your information to send it to the police, so you don’t have to worry about security issues.
In addition to common phone scams, scam groups can also send letters or e-mails to the target under the official agency’s signature. These emails are usually warning letters claiming that you have broken the law and will take legal action soon. The more you panic, the easier it is for them to succeed. In any case, if you read these so-called warning letters carefully, you will find that they are crude and grammatically mistake.
这是一个古老的把戏，但是骗子们一直重复使用，因为即使重复这些把戏，许多人仍然被骗。首先，诈骗者将以“执法人员”或“警务人员”的身份与受害人交谈。许多人听说他们是“执法人员”或“警察”，整个人都惊慌失措，骗子夸大其词进一步加深了他们的担忧。例如 “洗钱”，“法院已下达逮捕令”等，逐步影响了受害者的心理防御能力。然后，当受害者由于恐慌而无法理性地思考时，骗子会显示出自己的真实面貌，并要求受害者的银行帐户“协助”调查。在另一个变体中，呼叫者可能声称自己是银行或快递公司的雇员或代表。呼叫者可能声称您的身份曾被用来发送装有伪造护照或武器的包裹，或用于申请海外信用卡。然后，他们将您引荐到另一个声称是官员的呼叫者，后者将要求甚至威胁您向其提供个人信息，例如您的护照或银行帐号，网上银行凭据或一次性密码（OTP）。如果是不请自来的电话，并且呼叫方声音听起来很奇怪，请保持冷静，并立即挂断电话，然后首先通过官方渠道验证信息。请记住，如果您参与犯罪活动，警察将上门逮捕，不会事先打电话给您。甚至请验证在您家门口找您的警察。为了安全起见，如果本地电话不是本地号码，切勿接听来电。现在，所有海外电话均以+开头，因此您会立即知道是否收到来自国外的电话。相反，为了避免混淆，新加坡电话号码不再以“ +65”开头。您还可以下载ScamShield，这是由新加坡政府技术局开发的新移动应用程序。该应用程序可以过滤骗局电话和短信，因此您不必浪费宝贵的时间挂在骗子上或从手机中删除其文本。该应用程序维护一个骗局编号数据库，并仅过滤来自已知骗局的呼叫和SMS。它不会收集您的信息以发送给警察，因此您不必担心安全问题。
假冒骗局 （电子邮件/社交媒体）除了常见的电话诈骗外，诈骗集团也可以以官方机构为署名向目标发送信件或电子邮件。 这些电子邮件通常是警告信，声称您已违反法律，并将很快采取法律行动。 骗子正在打心理攻击。 您越恐慌，他们越容易成功。无论如何，如果您仔细阅读这些所谓的警告信，就会发现它们粗糙并且语法错误。
Deception against retailers 针对零售商的咋骗
1. Fraudsters may change your store’s payment QR code when you close the store, thereby losing your income into their account.
2. Scammers will pose as customers and ask for food delivery, usually a large deal. Then try to convince the merchant to help buy other things, pretending to pay along with the food.
3. Fraudsters pay double price to book a table and ask the operator to purchase goods from designated merchants.
- 诈骗分子可能会在你关店时更改您商店的支付二维码，从而使您的收入进入他们的户口而蒙受损失。
- 骗子会伪装成顾客并要求送餐，通常是大笔交易。 然后试着说服商人帮忙买其他东西，假装会和食物一起付钱。
- 诈骗分子以支付双倍价格为诱饵订桌并要求业者向指定商家代购货品。
Deception against retailers example 针对零售商的咋骗例子
Business Email Impersonation scams 商业电子邮件冒充骗局
In addition to common phone scams, scam groups can also send letters or e-mails to the target under the official agency’s signature. These emails are usually warning letters claiming that you have broken the law and will take legal action soon. The more you panic, the easier it is for them to succeed.
In any case, if you read these so-called warning letters carefully, you will find that they are crude and grammatically mistake.
The criminals also sent emails with an email address similar to that of the victim’s supplier, claiming that the account they usually used had been frozen or being audited, and asked the victim to transfer the money to a different bank account.
It is also possible to pretend to be a buyer to order products from you.
除了常见的电话诈骗外，诈骗集团也可以以官方机构为署名向目标发送信件或电子邮件。 这些电子邮件通常是警告信，声称您已违反法律，并将很快采取法律行动。 骗子正在打心理攻击。 您越恐慌，他们越容易成功。
无论如何，如果您仔细阅读这些所谓的警告信，就会发现它们粗糙并且语法错误。
不法之徒也以与受害者供应商相似的电邮地址发出电邮，声称平时所用的户口被冻结或正经审计，而要求受害者将款项转至一个不同的银行户口。
也可能假冒采购商向你订购产品。
Business Email Impersonation scams example 商业电子邮件冒充骗局例子
Cold call supplier scams 上门推销供应商骗局
This scam targets owners of trading firms. It usually begins with a call from a person overseas, who offers the company owner exclusive rights to sell a product in Singapore. After they accept the offer, the trading firm owner receives a large order for the product, which comes from the scammers. To fulfil those orders, the victim orders and pays for the items. The victim soon realises that the items will never arrive, and the scammers have disappeared.
该骗局针对贸易公司。不法之徒先伪装海外公司代表，通过海外电话向贸易公司老板提供某个产品在新加坡的独家销售权。骗子的同僚会在贸易公司接受销售权后制造假需求，订购大批货品，促使贸易公司向海外公司订购产品。但受害者在付清款项后并不会收到货品，而骗子也销声匿迹。
Dropshipping or delivery scams 直销或送货骗局
Don’t think that if you don’t go online, don’t go out, scammers can’t deal with you. They may also come to your doorstep. The most common is ask you to repairs your house, pretend to be a delivery person or install equipment specified by the government.
Please confirm the identity of the other party. If the government specifies the installation of equipment, you will usually receive letters or news in advance.
不要以为您不上网，不出门，骗子就奈何不了你。他们也可能来到您家门口。最常见的是要您维修房子，假扮送货人员或安装政府指定的设备。
请确认对方的身份。 如果政府指定安装设备，通常会提前收到信件或新闻。
Dropshipping or delivery scams example 直销或送货骗局例子
Forced sale 强制出售
Retailers use lies to lure consumers into spending money to buy or sign up for services or products.
零售商会利用谎言，诱惑欺骗消费者花钱股买或签订服务或产品。
Scalpers 黄牛
For every limited-edition item or concert released in certain countries, there will always be scalpers trying to make extra money from fans. But some of them are not just scalpers, they will also use the opportunity to create fake concert tickets and sell them to buyers at higher prices. Victims don’t know until they are denied access to their dream concert!
This is why we should never buy concert tickets from unofficial platforms or strangers. Not only is it illegal for scalpers to sell these tickets, supporting them will only encourage more scalpers to show up.
在某些国家发售的每一场限量版单品或演唱会，总会有黄牛试图从歌迷那里赚取额外收入。 但其中有的不仅仅是黄牛，他们还会利用这个机会制造假演唱会门票，以更高的价格卖给买家。 受害者直到被拒绝参加他们梦想中的音乐会时才知道！
这就是为什么我们永远不应该从非官方平台或陌生人那里购买音乐会门票。 黄牛出售这些门票不仅是违法的，支持他们只会鼓励更多的黄牛出现。
Money mule scams 钱骡骗局
Scammers, likely to be members of foreign syndicates, pose as lonely individuals seeking companionship and love online. They befriend victims on social media sites and after gaining their trust, ask the victims to open a new bank account or use an existing bank account to receive money. When the money is deposited into account, the victim is asked to pass or send the money to another person or company, usually based overseas. Alternatively, scammers post job advertisements on online job portals or social media platforms for the position of “agent”. The “agents” will earn commission for receiving and transferring money for a “legitimate” company.
海外诈骗集团成员以单身人士身份在社交网上交友，并以寻求恋爱伴侣的借口结交受害者。在赢得受害者的信任后，他们便会要求对方设置新银行户口，或用现有户口接收一笔款项。款项转入户口后，骗子便要求受害人将款项转交给另一个通常在海外的人或公司。
不法之徒也可能通过网上广告招聘“经纪人”，声称经纪人在替一家合法公司接收款项并转账后可赚取佣金。
Scratch and win scams 刮刮乐骗局
Victims are approached while shopping and invited to participate in a simple scratch-and-win promotion. They win a prize but must follow the scammer to their main office to collect it. Once at the office, the winners/victims are told to pay an administration charge or tax on the prize, which does not exist. They might even be asked to pay more money to join a grand draw with prizes such as cars or holidays. The scammers offer to accompany “winners” to an ATM in Singapore to collect the money. Once they receive the money, scammers tell victims that the prize is delayed and that they should return another time.
受害人在购物时受邀参与简单的刮刮乐活动，并赢得奖品。这时，不法之徒便会要求受害人跟随他们到办公室领取奖品。一旦到了办公室，骗子便会要求受害人支付手续费或税务，并唆使他们支付更多钱参加大抽奖，以赢取像轿车或免费假期等奖品。骗子也会陪同受害人到新加坡的提款机提钱，但在收到钱后告诉他们颁奖时间被挪后，而他们必须过一段时间再回来领取奖品。
Scratch and win scams example 刮刮乐骗局例子
Lottery/Lucky Draw/Voucher Scam 彩票/幸运抽奖/优惠券骗局
Victims receive a phone call or SMS notification that they have won a prize in a lucky draw. Often, the prize is a car or a condominium unit overseas. To claim the prize, victims must pay administrative fees or taxes. Or to convert the prize into cash, victims must make payment to a foreign bank account.
In another variation of the lucky draw scam, victims receive a call to take part in a survey that qualifies them entry to a lucky draw. Victims subsequently win the draw but must pay an administrative fee to claim the prize.
受害者接到电话或简讯通知他们在抽奖游戏赢得像轿车或海外公寓等大奖。受害者必须先支付手续费或税务以领取奖品，或者把一笔款项转至海外银行户头以将奖品兑换成现金。
抽奖骗局的另一形式则通过电话邀请受害者参与一项调查，以换取参加抽奖比赛的资格。受害者之后收到通知声称他们赢得大奖，但需支付手续费以领取奖品。
Lottery/Lucky Draw/Voucher Scam example 彩票/幸运抽奖/优惠券骗局例子
Online game scams 在线游戏骗局
Scammers use pop-up or online ads to sell game credits at attractive rates. These ads often appear in popular games. When a victim clicks on the pop-up ads, they will be instructed to add the seller on WeChat. Thereafter, the victim is asked to register an account on a website in order to receive the game credits. During registration, the victim is asked to provide their personal information and bank account details.
When registration is complete, the victim is asked to make payment for the game credits via Alipay, iTunes or MyCard. Once payment is made, the scammer does not deliver the game credits and becomes uncontactable. Some victims are asked to make multiple payments for various fees or to authenticate or activate the bank account.
The sale in foreign currencies, scammers ask victims to transfer money to a Singapore bank account before they can receive the Renminbi in the victim’s WeChat or Alipay account. Once the transfer is done, the scammer becomes uncontactable and blocks the victim on WeChat.
不法之徒以弹出视窗广告或网络广告推销价格特别优惠的游戏积分或虚拟货币。这些广告一般出现于热门游戏。受害者一旦点击广告便会被会收到卖家加入微信圈的要求。之后，骗子会要求受害者通过一个网站登记户口，以取得游戏积分，而受害者在登记当儿被要求透露个人资料及银行户口资料。
一旦登记完毕，骗子便要求对方通过支付宝、iTunes或MyCard为游戏积分付款，却在受害者付费后销声匿迹，受害者也不会得到游戏积分。一些受害者也频频被要求支付各种不同费用，甚至证实或启用银行户口。
在外币买卖的骗局里，不法之徒先要求受害者将款项转至一个新加坡银行户口，其后才将虚拟货币转至他们的微信或支付宝户头。但骗子在收到款项后便销声匿迹，并在微信上屏蔽受害者。
Hypnotisers scams 催眠师骗局
It’s unclear exactly how these hypnotists work, but many people have fallen victim to these scammers. Some of them have lost their entire savings and in the process, victims are being manipulated by crooks. The victim appears to be in a state of daze and confusion, and there are even instances where the hypnotized victim is tied to a tree.
If suspicious persons approach you, keep a safe distance, as they tend to approach victims in convincing disguises such as tourists. If you feel dizzy while talking to a stranger, leave immediately and break eye contact.
目前尚不清楚这些催眠器究竟是如何操作的，但许多人已经成为这些骗子的受害者。 他们中的一些人已经失去了全部积蓄，在此过程中，受害者被骗子操纵。 受害者似乎处于茫然和困惑的状态，甚至出现了被催眠的受害者被绑在树上的情况。
如果可疑人员接近您，请保持安全距离，因为他们往往会伪装成游客等令人信服的伪装接近受害者。 如果您在与陌生人交谈时感到头晕，请立即离开并中断眼神交流。
Home/room rental scams 租房骗局
Scammers offer a room or house for rent and use high-pressure tactics to get victims to pay the rent in advance. In these cases, the scammers are not authorised to rent out the property or the property may not even exist.
In another variation of this scam, the scammers pretend to be interested foreign tenants looking to rent a place. They will claim to have made payment for the deposit, after which the victims will receive fake emails from PayPal asking for a fee before the payment can be released to them. In some cases, the scammers may ask the landlords to help them pay their movers’ fees.
One iteration of this scam is a phishing scam in which the tenant says they will pay you first. They ask for your account details and personal details like NRIC number. Then they use the information to hack your accounts.
In another scam, a tenant rents your property, and then sublets it to someone else without your knowledge. They usually pay a few months’ rent, and then hide and happily collect the rent from the subtenant. Eventually, when your rent stops coming in, you turn up at the property to find out what’s going on only to find a stranger living there.
There is another iteration of this scam, which happens when the tenant simply sublets your property at a higher price on Airbnb. This can go on for a long time without your ever knowing, so make sure you inspect your property from time to time.
There are other landlord rental scams, including using your property to store illegal goods like drugs or pirated DVDs, or using your property as a brothel. The key here is to inspect the property often and talk to the neighbours so they can warn you if something smells fishy.
诈骗者会提供房间或房屋出租，并使用高压手段让受害者提前支付租金。在这些情况下，诈骗者无权租用该物业，甚至可能不存在该物业。
在此骗局的另一种变体，骗子冒充有意租房的外国租户。他们将声称已经支付了押金，之后受害者将收到来自PayPal的虚假电子邮件，要求支付一定的费用，然后才能将付款释放给他们。在某些情况下，骗子可能会要求房东帮助他们支付搬家费。
此骗局的一个演化是网络钓鱼骗局，租户称他们将首先向您付款。他们要求您提供帐户详细信息和个人详细信息，例如NRIC号。然后他们使用这些信息来入侵您的帐户。
在另一个骗局中，租户租用了您的财产，然后在您不知情的情况下将其转租给其他人。他们通常要支付几个月的租金，然后逃之幺幺。最终，当您的租金停止上缴时，您会去该物业看看那里发生了什么事，却发现那里住着一个陌生人。
此骗局还有另一个版本，房客会以较高的价格在Airbnb上转租您的房产。这可能会持续很长时间，而您可能一无所知，因此请确保您不时检查您的产业。
还有其他出租骗局，包括使用您的财产存储毒品或盗版DVD等非法商品，或将您的财产用作妓院。这里的关键是要经常检查该物业并与邻居交谈，以便及时发现。
Home/room rental scams example 租房骗局例子
Car Rental scams 租车骗局
Rent a car at an unbelievably low price, it’s probably a scam. The car rental scam tricks victims into paying a deposit or the full rental fee before receiving the car. After payment has been made, victims find that the agency and car do not exist.
租车骗局
以低到难以置信的价格租车，那这大概是个骗局。不法之徒以特别低的优惠价格诱人上当，并在受害者支付订金或全部租费时销声匿迹，所推销的车子和租车公司其实并不存在。
Travel scams 旅行骗局
These scams are usually happened in the hot summer or before Christmas Eve or short winter holidays.
What happens is this: you receive an email with an amazing offer, it is a rare special destination (usually an exotic destination), and will be in a very short time Invalidate. If it sounds good, it might look like a travel scam, so don’t get lost!
The problem is that some of these offers hide some necessary costs before you pay the initial offer. Others just took your money and didn’t send you anywhere.
In this case, it is recommended that you carefully study the travel offer and look for hidden costs, such as: airport taxes, tickets to be paid to enter local attractions, check whether meals and other local transportation costs are included between your airport and your hotel , Or between the hotel and the main attractions mentioned in the initial offer, etc.
Generally, we recommend that you choose a trusted and well-known travel agency. You can also check whether you have received the same result as the discount you received by paying separately for the ticket and accommodation.
If you like to travel, you can easily be victim to airline scams just by looking for free tickets. Airline scams are some of the most popular travel scams, and we recommend applying these valuable techniques.
Or scams encountered at hotels or during travel.
这些骗局通常在炎热的夏季或圣诞节前夕或冬季短假之前使用。
发生的过程是这样的：您收到一封电子邮件或网上刊登的价格特别优惠的旅游配套，其中包含一个令人惊叹的报价，它是一个难得的特殊目的地（通常是异国情调的目的地），并会在很短的时间内失效。如果听起来不错，那么可能看起来像是旅行骗局，所以请不要迷失！
问题在于，其中一些报价在您支付初始报价之前会隐藏一些必要的成本。其他只是拿走你的钱而没有把你送到任何地方。
在这种情况下，建议您仔细研究旅行报价并寻找隐性成本，例如：机场税，进入当地景点所需支付的门票，检查是否包含餐点以及其他当地交通费用在您的机场和酒店之间，或在酒店和初始报价中提到的主要景点之间，等等。
通常，我们建议您选择值得信赖的知名旅行社。您还可以通过单独支付机票和住宿来检查是否收到与所收到优惠相同的结果。
如果您喜欢旅行，只需寻找免费机票，就可以轻易地成为航空公司骗局的牺牲品。航空公司骗局是一些最流行的旅行骗局，我们建议应用这些有价值的技巧。
或在酒店或旅行期间遭遇的诈骗。
Fake Car accident scam 假车祸骗局
Common scam often found in some countries is when a motorist or pedestrian deliberately pretends that the driver hit them when in fact they were not injured. These scammers will pretend to be hit and fall to the ground, and then use their high-level performance skills to obtain medical expenses, otherwise they will call the police. In order to solve the problem, some people must obey. This is not terrible. What is more terrible is that these alleged victims may also be robbers. They use this method to create opportunities for robbery.
Therefore, when a car accident occurs abroad, please do not panic and pay attention to the surrounding environment or personnel. If you have a dashcam installed in the car and you are sure that all the evidence has been recorded, the first thing is to lock the door. If the situation looks bad, please call the police!
有些国家经常发生一个常见的骗局是驾驶者或行人故意假装司机撞到他们，但实际上他们没有受伤。 这些骗子会假装被击中并摔倒在地，然后利用其高水平的表演技能来获得医疗费用，否则他们将报警。 有些民众为了息事宁人，只好乖乖就范。这还不可怕，更可怕的是这些所谓的受害者也可能是强盗。 他们利用这种方法来制造抢劫的机会。
因此，在国外发生车祸时，请不要惊慌，并注意周围的环境或人员。 如果车里面装有行车记录器，并且您确定已记录所有证据，那么第一件事就是锁上车门。 如果情况看起来很糟，请报警！
Apple Scams 苹果骗局
Scammers use items such as “magic stones”, unite several people to ask you to touch, and then the magic stones become black, those scammers will say that you are sick and want you to buy the so-called medicine for treatment. Or scammers tell victims that they or their loved ones are about to experience misfortune, which they can prevent by performing a ritual. As part of the ritual, money or valuables are placed in a plastic bag or container. Victims are told that the bag or container can only be opened a few days later or the ritual will not work. When the proper time has passed, victims open the bag to find that the valuables have been replaced by worthless items like fruit, newspapers or sugar.
诈骗分子可能使用魔石之类的物品， 联合几个人来要你触摸， 然后魔石变成黑色，诈骗分子会游说您，说你患病并要求你购买所谓的万能丹来治疗。或诈骗分子会声称受害人本身或亲友厄运临头，必须通过祈福仪式消灾，并要求受害者将金钱或贵重物品放入一个塑料袋或容器。骗子会声称袋子或容器必须在数日后才打开，否则仪式将失效。但受害者在指定时间打开容器时会发现财物早已被水果、报纸或者砂糖等廉价物品取代。结局可想而知。
Nigeria scams 尼日利亚骗局
Probably one of the oldest and popular Internet scams, mainly used by a wealthy family member in Nigeria to deceive others. It is also known as “Nigeria 419”, named after the part of Nigeria’s Criminal Law that prohibits this behavior.
A typical Nigerian scam involves emotional emails, letters, text messages or social network messages from scammers (which may be government officials, businessmen, or members of very wealthy family members (usually women)) asking you to help retrieve large sums from the bank Payment, and initially pay a small fee for documents and legal affairs. In exchange for your help, they promise you a lot of money.
They will persevere and ask you to pay more for more and more additional services (such as transaction or transfer costs). You will even receive papers that should convince you that everything is true. In the end, you are bankrupt and you don’t have any promised money.
可能是最古老，最流行的互联网骗局之一，主要由尼日利亚一个有钱的家庭成员使用，以欺骗其他人。它也被称为“尼日利亚419”，以尼日利亚《刑法》中禁止该行为的部分命名。
典型的尼日利亚骗局涉及来自骗子（可能是政府官员，商人或非常富有的家庭成员（通常是女性）的成员）的情感电子邮件，信件，短信或社交网络消息，要求您帮助从银行取回大笔款项，并为文件和法律事务最初支付少量费用。为了换取您的帮助，他们向您保证会给您很多钱。
他们将坚持不懈，并要求您为越来越多的附加服务（例如交易或转移成本）支付更多费用。您甚至会收到应该让您相信所有内容都是真实的论文。最终，您破产了，而且没有任何承诺的钱。
Inheritance scams 遗产骗局
Victims receive a letter, call or email stating that they have been left a large fortune. However, to have the funds released, victims must first pay the administration fees and taxes.
受害人收到信件、电话或电邮通知，宣称他们继承了巨额遗产，但需先付手续费和税务。
Inheritance scams example 遗产骗局例子
Kidnap scams 绑架骗局
Having your child kidnapped is one of parents’ biggest fears, and it’s what scammers count on. They would call random numbers and demand ransoms to free “captives” and say they have children of their own. In fact, they weren’t kidnapping anyone, they were taking advantage of their parents’ fears. They also use voice clips of screaming children to persuade concerned parents to pay the ransom as soon as possible. Before doing anything rash, be sure to confirm their whereabouts with your child.
您的孩子被绑架是父母最大的恐惧之一，这也是骗子所指望的。 他们会拨打随机号码并要求赎金以释放“俘虏”，并说他们有自己的孩子。 事实上，他们并没有绑架任何人，而是在利用父母的恐惧。 他们还会使用尖叫的孩子的语音片段来说服忧心忡忡的父母尽快支付赎金。 在做任何轻率的事情之前，请务必与您的孩子确认他们的下落。
Killer scams 杀手骗局
Cyber criminals will send you an email threatening to blackmail your money. This type of online scam in many forms, such as a threat that unless the ransom is paid within the time frame provided by the scammer, they will kidnap family members.
In order to create a truly dangerous appearance, the message is filled with detailed information about the victim’s life, which is collected from online accounts, personal blogs, or social network accounts.
Therefore, it is not safe to provide any sensitive or personal information about you on social media channels. This seems to be a safe and private place with only friends around you, but you can never be sure who is looking at you.
网络罪犯将向您发送一封电子邮件，威胁要勒索您的钱。这种类型的在线骗局可能有多种形式，例如一种威胁说，除非在骗子提供的时间范围内支付赎金，否则他们会绑架家庭成员。
为了创建真实的危险外观，该消息中填充了受害者生活中的详细信息，这些信息是从在线帐户，个人博客或社交网络帐户中收集的。
因此，在社交媒体渠道上提供有关您的任何敏感或个人信息并不安全。这似乎是一个安全私密的地方，您周围只有朋友，但您永远无法确定谁在看着您。
PHISHING SCAM
钓鱼诈骗
PHISHING SCAM 钓鱼诈骗
Phishing scams by voice, text messages or email continue to develop and pose a major threat to users and companies. They may put their valuable data in the hands of fraudsters.
The consequences of phishing attacks can be daunting, so it is essential to stay safe and learn how to detect and prevent these attacks.
What is a phishing scam?
The scammer will call you or leave a voice message claiming to be from a reputable company or pretending to be someone to trick you into providing sensitive information, such as bank details and credit card information.
This is another type of fraud. Scammers will send you text messages to your phone, mainly by clicking on embedded malicious links to lure you to provide sensitive or confidential information.
Scammers may also trick users into providing them with valuable sensitive data through emails or social network text messages (such as winning lucky draws, impersonating government officials, banking institutions or any other financial institutions, legitimate companies, or friends of users).
How did they do it?
Falsify or deceive the caller ID to make it look like an incoming call from a trusted number. Use the war dialer to dial the number of everyone in the group. Use “synthetic speech” similar to human speech to automate calls.
How to protect yourself？
Ignore the call from the unknown number or transfer it to voicemail and decide later if you want to call the caller back.
If the caller provides a return number, please do not dial that number as it may be part of a scam. Instead, search for the phone number published on the official company or organization website.
If you receive an automated message from the caller, please do not press any buttons or answer any questions, as this will trick you into becoming a potential target for more robot calls, or they may also record your voice to use it to navigate the tying Set the voice automatic call menu to your account.
If you suspect this is a phishing call, please hang up immediately. There is no obligation to continue the dialogue. If possible, just hang up and block this number.
Be suspicious of anyone who asks you to share sensitive information, and do not disclose any confidential and sensitive information over the phone, such as personal identity and details, passwords or OTP, bank account details, etc.
Do not click on any links you receive from unknown numbers on your phone, even if you receive any text messages from people you know, please consider calling them from your contact list to verify with them before clicking the link. Or go to the following webpage to confirm, don’t just reply or use the same phone number you received.
https://www.whois.com/
语音、短信或邮件钓鱼诈骗持续发展，并且对于用户和公司而言都是构成重大的威胁，它们可能会将其有价值的数据掌握在诈骗分子手中。
钓鱼攻击的后果可能令人生畏，因此，必须保持安全并学习如何检测和预防这些攻击，这一点至关重要。
什么是钓鱼诈骗？
诈骗者会拨电话给您或留下语音信息声称来自信誉良好的公司或冒充某人诱骗您提供敏感信息，例如银行详细信息和信用卡信息等。
这是另一种欺诈行为 诈骗者会通过应用程序向您发送短信到您的手机，主要通过点击嵌入的恶意链接来引诱您提供敏感或机密信息。
诈骗者也会通过（例如赢得幸运抽奖，冒充政府人员，银行机构或任何其他金融机构，合法公司或用户的朋友）的电子邮件或社交网络短信诱使用户向其提供有价值的敏感数据。
他们是如何做到的呢？
伪造或欺骗来电显示，使其看起来像来自可信号码的来电。使用战争拨号器拨打组内每个人的号码。使用类似于人类语音的“合成语音”来自动化呼叫。
如何保护自己？
忽略来自未知号码的呼叫或将其转到语音邮件并稍后确定您是否要回拨来电者。
如果来电者提供回电号码，请勿拨打该号码，因为它可能是骗局的一部分。而是搜索在官方公司或组织网站上发布的电话号码。
如果您收到来自来电者的自动消息，请不要按任何按钮或回答任何问题，因为这会欺骗您成为更多机器人电话的潜在目标，或者他们也可能会录制您的声音以使用它来导航绑定的语音自动电话菜单到您的帐户。
如果您怀疑这是钓鱼电话，请立即挂断。没有义务继续对话。如果可能，只需挂断并阻止此号码。
对任何要求您分享敏感信息的人持怀疑态度，切勿通过电话透露任何机密和敏感信息，例如个人身份和详细信息、密码或 OTP、银行帐户详细信息等。
不要点击您在手机上收到的来自未知号码的任何链接，即使您收到了来自认识的人的任何短信，请考虑在点击链接之前从您的联系人列表中致电他们以与他们核实。或到以下網頁确认，不要只是回复或使用您收到的同一个电话号码。
https://www.whois.com/
Phishing website and email example 钓鱼网站和电邮例子
Fake or rogue antivirus software 假冒或流氓防病毒软件
All of us saw the following message on the screen at least once: “You have been infected! Download Antivirus X now to protect your computer!”
Many of these pop-up windows are carefully designed to look like legitimate messages that Microsoft Windows or any other security product might receive.
If you are lucky, nothing is more disturbing than a mere scam, because it will display unwanted pop-up windows on your screen when you browse online. In this case, in order to get rid of annoying pop-up windows, we recommend that you scan the system with best antivirus product.
If you are unlucky, your system may eventually be infected with malware, such as Trojan or Keylogger. This kind of message may also come from one of the most dangerous ransomware threats, such as CryptoLocker, which can block and encrypt your operating system and require you to provide a certain amount of money in exchange for the decryption key.
To avoid this situation, we recommend that you use specialized security products to enhance online protection against financial malware and supplement your traditional antivirus programs.
我们所有人至少一次在屏幕上看到以下消息：“您已被感染！立即下载防病毒X，以保护您的计算机！”
这些弹出窗口中的许多都是经过精心设计的，看起来像是微软视窗或任何其他安全产品可能收到的合法消息。
如果幸运的话，没有什么比单纯的骗局更容易打扰了，因为您在在线浏览时会在屏幕上显示不需要的弹出窗口。在这种情况下，为了摆脱烦人的弹出窗口，我们建议您使用优质的防病毒产品扫描系统。
如果运气不佳，您的系统最终可能会感染恶意软件，例如Trojan或Keylogger。这种消息也可能来自最危险的勒索软件威胁之一，例如CryptoLocker，它能够阻止和加密您的操作系统，并要求您提供一定数量的钱来换取解密码钥。
为避免这种情况，我们建议您使用专门的安全产品来增强针对金融恶意软件的在线保护，并补充您的传统防病毒程序。
Fake or rogue antivirus software example 假冒或流氓防病毒软件例子
Phishing on free public Wi-Fi 在免费公共 Wi-Fi 上进行网络钓鱼
Beware of public Wi-Fi hotspots, as hackers can set up fake hotspots to retrieve personal information and previous activity from victims’ devices. Avoid doing any transactions on your device when using public Wi-Fi, as your information can easily be stolen.
If you use public Wi-Fi, mobile phone users are strongly advised to use their own data for an internet connection or to set up a virtual private network (VPN). For your social media accounts, make sure you have two-factor authentication activated to prevent outsiders from logging in with your ID.
谨防公共 Wi-Fi 热点，因为黑客可以设置虚假热点从受害者的设备中检索个人信息和以前的活动。 使用公共 Wi-Fi 时避免在您的设备上进行任何交易，因为您的信息很容易被盗。
如果您使用公共 Wi-Fi，强烈建议手机用户使用自己的数据进行互联网连接或设置虚拟专用网络 (VPN)。 对于您的社交媒体帐户，请确保您已激活双重身份验证，以防止外人使用您的 ID 登录。
Fake online shopping websites 虚假的在线购物网站
We all like shopping, and shopping on the web can be easier and more convenient with just a few clicks. But for your online safety, please visit website carefully. There are thousands of websites that provide false information. These websites may send you to malicious links, allowing hackers to access your most valuable data.
If you find a great online offer, you may say “yes” immediately, but you need to learn how to spot a fake shopping website to avoid being cheat.
我们都喜欢购物，只需点击几下即可在网络上更轻松，更方便地购物。但是为了您的在线安全，请谨慎访问您的网站。那里有成千上万个提供虚假信息的网站，这些网站可能会将您转到恶意链接，从而使黑客能够访问您最有价值的数据。
如果您发现很棒的在线报价，则可能会立即说“是”，但是您需要学习如何发现虚假的购物网站，以免被骗。
Fake online shopping websites example 虚假的在线购物网站例子
Greeting card scams 贺卡骗局
Whether it’s New Year or Christmas, we will receive various holiday greeting cards or text messages that seem to come from friends or people we care about in our email inbox or social media text messages.
Greeting card scam is another ancient online fraud used by malicious actors to inject malware and harvest users’ most valuable data.
If you open such an email and click on the card, you usually get malware that is being downloaded and installed on the operating system. The malware may be an annoying program that will launch pop-up windows with advertisements and unexpected windows on the screen.
If your system is infected with such dangerous malware, you will become one of the bots in a large number of infected computer networks. If this happens, your computer will start sending private data and financial information to fraudulent servers controlled by IT criminals.
无论是新年还是圣诞节，我们都会在电子邮件收件箱中或社交媒体短信收到似乎来自朋友或我们关心的人的各种节日贺卡或短信。
贺卡诈骗是恶意行为者用来注入恶意软件并收获用户最有价值数据的另一种古老的网络诈骗。
如果打开此类电子邮件并单击该卡，则通常会得到正在下载并安装在操作系统上的恶意软件。该恶意软件可能是一个令人讨厌的程序，它将在屏幕上启动带有广告和意外窗口的弹出窗口。
如果您的系统感染了此类危险的恶意软件，则您将成为大量受感染计算机网络中的僵尸程序之一。如果发生这种情况，您的计算机将开始将私人数据和财务信息发送到由IT犯罪分子控制的欺诈性服务器。
WANGIRI scams 一下铃声”WANGIRI骗局
This scam gets its name from the Japanese word Wangiri — ‘wan’ means ‘one’ and ‘giri’ means ‘hang-up’. Victims receive a phone call from an overseas number, which rings just once. If they return the call, they will hear an advertisement for a subscription to a premium chat line or internet services. Victims are charged a premium for this call.
In another variation of this scam, the caller, claiming to be an official, leaves a voice message informing the victim that there has been an emergency to which they must respond by calling them back. The latest version involves WhatsApp messages with contact attachments. Victims incur a hefty fee when they call that contact.
骗局以日文“wangiri”得名，“wan”意思“一”而“giri”意思”挂线“。受害者会收到一通铃声只响一次的海外电话，而受害者在回拨号码时会听到网络服务或聊天热线的广告，并在同时累计昂贵电话收费。